ChFC®
Chartered Financial Consultant®
About the ChFC®
The American College's distinguished Chartered Financial Consultant® (ChFC®) designation program provides financial planners
and other industry professionals with the tools to perform comprehensive financial planning for their clients. The program focuses on the entire
financial planning process as an organized way to amass information and analyze a client's total fiscal picture, to ascertain and implement precise
financial goals, and to devise, apply, and monitor a comprehensive plan to achieve those goals.
ChFC® designees are well-qualified to help clients:
- Achieve financial goals by analyzing their overall financial picture and by identifying their life and health insurance needs as well as
personal property and liability risks
- Review their current income tax situation and develop strategies to reduce and defer income taxes
- Increase their retirement nest egg by preparing tax-advantaged retirement plans
- Identify investment opportunities and design a portfolio that conforms to their personal objectives and risk tolerance
- Conserve existing assets and build financial security for retirement through estate enhancement
To learn more about ChFC®, please select one of the options below:
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The ChFC® was established in 1982 as an alternative to the CFP® credential. Although the two designations share the same core
curriculum, ChFC® requires two additional electives but does not require candidates to pass the 10-hour, comprehensive board exam the
CFP® certification requires. ChFC® courses and exams must be taken through-and the ChFC® designation is awarded
by-The American College.
Visit The American College website for more details about the ChFC® program.